Anticipated closing costs

 Alain Pinel Realtors can walk you through closing - 650-685-2345


There are certain typical expenses linked to closing the sale of a home. These costs are usually divided betIen the buyer and seller, as instructed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in California to help lead you through the deal.

Loan-related closing costs    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually collected    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As I negotiate your sale,I will make sure the closing costs are entered into the sales contract per the City and County - paid as per custom.

Per your request I will have a title company prepare a pre-sale Sellers Cost Statement based on a probable sale price - 30 day close of sale or whatever time frame you prefer to see in an estimate of closing costs. 

Buyers: If you are purchasing a home, you will receive a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no feIr than three days prior to closing. These estimates are based on the loan officer's previous experience and are required to be within an acceptable range so you're not astonished when you reach the closing table. I'll be glad to go over the estimate with you, ansIring your questions and highlighting any estimates that are uncertain.

Don't forget to factor in closing costs when considering a home sale or purchase. E-mail or call me today at 650-685-2345 if your needs include a real estate pro ready for the business side of real estate.

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